According to a recent national study, nearly a quarter of Americans aged 50 and older say they – or a loved one – needed long-term care in 2022. The findings further suggest that seniors and their caregivers could benefit from more consumer-friendly information and guidance about long-term care services, a need researchers say will grow exponentially in the future.
Finding Long-Term Care Causes Wide-Ranging Emotions
Results showed that people looking for long-term care experienced a range of emotional responses in searching for a provider:
53 percent of respondents reported feeling anxious about the process
52 percent described feeling frustration
23 percent said they were confident during the process of long-term care for themselves or their loved one
23 percent of respondents felt “at peace” about the choice they made for long-term care
Only 14 percent of respondents reported feeling happy
Respondents Want to Feel Prepared When Deciding on Long-Term Care
Researchers found that respondents want advice for seeking long-term care when it comes to the following:
- 92 percent wanted to know what types of long-term care services are available
- 90 percent wanted more information about paying for long-term care
- 90 percent said advice and support on long-term care would have been helpful to them
- 88 percent needed help understanding whether their personal or health care needs require long-term care
- 88 percent of those surveyed also said they needed help choosing a long-term care provider
- 86 percent said having someone to listen to them when seeking long-term care services would have been important to them
- 84 percent of respondents wanted help deciding whether to pursue in-home care or community-based services (i.e., nursing home care)
Paying for Long-Term Care
A large number of respondents reported needing more information about how to pay for long-term care.
Of the people who were surveyed, 63 percent said it was extremely important to have additional details about the various types of care options available. Meanwhile, 69 percent said it was extremely important to have further details about the cost of care and their payment options.
To learn more about long-term care services and options, it is often helpful to work with an elder law attorney in the community who can help you assess the benefits and services available to you and create a plan for how to pay for long-term care. At Wenzel Bennett & Harris, P.C., we offer a consultation called a “Long-Term Care Consultation” in which we meet with clients to help create a plan for long-term care. If the client has a need for care in a nursing home or skilled care at home, we will work with the client and their family to explain how the Medicaid program works , review the clients’ assets and income, and assist the client in obtaining Medicaid benefits, where applicable. Many families are surprised to learn that they may qualify for benefits they weren’t aware were available to them. In addition, we help clients to make sure they have a good plan in place should it become necessary for them to have long-term care in the future. This often includes having Powers of Attorney for both financial and health care needs, so that appropriate agents are granted the authority and have the information needed to obtain benefits in the future, should that become necessary. If you or a family member would like to schedule a Long-Term Care Planning Consult, please contact our office at 989-356-6128.